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Slava · 03-31-2010, 01:52 PM

You only need the coverage if you could make an error and cause injury to someone else as a result (injury as in cause a loss for someone else) and potentially be found negligent. The coverage would also be handy if you need to defend against an action like that.

You should probably have some coverage....I tend to be over insured though!

03-31-2010, 01:52 PM	#2
Slava Franchise Player Join Date: Dec 2006 Location: Calgary, Alberta Exp:	You only need the coverage if you could make an error and cause injury to someone else as a result (injury as in cause a loss for someone else) and potentially be found negligent. The coverage would also be handy if you need to defend against an action like that. You should probably have some coverage....I tend to be over insured though!