Quote:
Originally Posted by Azure
- Since there are no limits on prices and plans, there is no problem with "pre-existing conditions." Instead of refusing you, they'll just take that into account in their proposal. Buying medical insurance ALWAYS involves filling out a fairly extensive medical questionnaire, not only so they can see what your needs are but also so they can better evaluate their risks. Again, no government meddling involved.
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I'm not sure how you can say that this avoids the issue with pre-existing conditions. All it does is shift the refusal to cover from a flat out refusal to a 'price you out' situation, either way people with expensive pre-existing conditions are left uncovered.