I would recommend getting a job and not going straight to grad-school. Based on your outlook for the job market, and your expectations of salary need (only $40K), I think some real world job experience will change your life.
We've all felt a little lost after finishing grad school, and I was also considering doing more school right away when I finished mine.
Ended up getting a job instead, have been in my industry for 3 years, love it, and have figured out a lot about what I want and how to get it.
Even if you end up in a job you hate, that doesn't pay well, it's still valuable experience and will help you figure out what you really want.
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