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So my wife hit a deer on the way to work this morning, she's ok, but the car might not be that great.. the passenger side door doesn't seem to fit on properly anymore (we're afraid to open it in case it doesn't close again), which sounds expensive and probably not worth fixing.

So if it isn't worth fixing, how does that work with insurance? Do they find the value of the car and just write us a cheque for that amount? How do they determine that amount? Just wanting to do some planning here.

Thanks in advance.