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Originally Posted by Art Vandelay
My agent keeps pushing us to get Critical Illness insurance. Anyone have this? It seems way too expensive for my liking.
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I have a couple of CI policies and have them for my family as well. I don't know what your circumstances are but you can get coverage that is pretty cheap (as in under $20 per month). Clearly as you inch higher to the 1-2 million dollar mark the price goes up. My coverage is nowhere near that figure, bit in the event something happens I am covered!
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Originally Posted by Shazam
I have disability as well. $40/month for $60K of tax free coverage per year.
Doesn't cover diseases though.
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You might want to be careful. Some of these policies that don't cover illness then group things like repetitve strain issues as illness rather than injury. Depending on what you do for a living this can be a problem.