Thanks for the replies. Now I do understand I have no dependents, the only reason I'm looking at this is to lock into a rate while I'm young/healthy.
The rate is $30 a month which isn't too crazy, death benefit starts at $25k and compounds as I pay (but nothing crazy; 5 years I'm at $25.5k, 10 years I'm at $26.877k, 20 years I'm at $31k, 30 years I'm at $37k) ... that doesn't seem that great.
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"With a coach and a player, sometimes there's just so much respect there that it's boils over"
-Taylor Hall
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