9241's have the smart card built in. You do not need a smart card.
For receivers that do have smart cards, Bell owns the cards so some resell sites do not allow selling the receiver advertised with a smart card as Bell makes a stink about it so they have to advertise that the receiver doesn't come with a smart card even though it does. I'm not saying all Bell recievers that are advertised are actually going to have smart cards. I don't follow reselling much but there may be code words to tell if the receiver has a smart card or not. Maybe e-mail the seller?
If you can follow my twisted post, it's only twisted because we are dealing with BEll, who are very twisted.
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