Quote:
Originally Posted by 7uongo
I dont think you've been working at that bank for very long as a bank is to NEVER take funds out of a client's credit card account based on defaults on a bank account
It's dangerous to be giving improper banking advice based on "maybes" and "I think"
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I love how people like to turn CP into a giant pissing match. I'm honestly trying to help out the OP to the best of my knowledge. I don't see any harm in that at all. Maybe you didn't understand what i meant by "months years back", but to clarify, I worked at BMO between July 2006 to September 2006. I remember being specifically told that if I was to cash a cheque for a customer, they had to have enough money in any of their accounts to cover the cheque if it bounced. So for example, a guy walks in with a cheque for $2000 and wanted to get cash for it right away. He has to have $2000 in his chequing, savings or credit card available in order for me to give him his cash right away.
From this, I drew a conclusion that the OP might be in trouble if he assumed that moving his money to another account might solve his problem. There's no harm in him trying to do his own research in order to not get screwed over.