the key to using paypal on non ebay transactions is paying via a credit card. The reason being you can always do a chargeback through the credit card company. It takes a lil while to get the cash back but if you file one you will get your money back . I would never use my bank account to pay for anything over the internet for the purpose of the chance of what has happened to you.
I would contact my bank and stop payment on said bill ....
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