Quote:
Originally Posted by _Q_
If you are fully convinced that you got scammed, then yes transfer it to another account. Although this might be taken as failure to make a payment and might screw up your credit. I am not 100% sure, so you should check into that.
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The seller would have to make a report to the credit bureau- I have never seen an "NSF" show up on my credit report.
To the OP- yes I would say that the transaction would not be showing up yet as most banking like bill payments, automatic debits, etc take place at a certain point during normal business hours. I would make sure you either have some sort of "Stop payment" in place with your bank (as well as the backup funding source); or drain your accounts.
Or both.