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Originally Posted by narbeZ
Thanks for all the help so far guys. Ive sent out two emails to the seller again today with no reply. My bank account is still not showing the 400 dollars taken. I opened the dispute yesterday and haven't heard anything back yet. I was thinking about transfering the money over to another account, but would there be harm in waiting till monday or tuesday to do this? The transaction was made late friday so my gut feeling says when the clock rolls over tonight my account will be 400$ lighter. Thanks so much for the thoughtful insight so far.
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If you are fully convinced that you got scammed, then yes transfer it to another account. Although this might be taken as failure to make a payment and might screw up your credit. I am not 100% sure, so you should check into that.
I also worked at a bank for a few months years back, and I know that if you can't make a payment out of a designated account, then the bank has the right to take the money out of another account. That or a credit card that you have with a bank. Either that, or you can have the money appear in the different acount today and then come tomorrow you see the transaction to transfer it to the account cancelled and the payment to paypal went through. I hope that makes sense.
You should call your bank and tell them specifically not to allow that transaction to go through. Tell them that it was a scam and it's being investigated right now, or something along those lines.