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Old 12-17-2009, 07:40 PM   #723
Incinerator
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Quote:
Originally Posted by Winsor_Pilates View Post
For the mortgage experts here, any recommendations to this situation?
I have a place ready at the beginning of 2012 and can lock in either:
3yr @ 4.5 (until 2015)
5yr @ 5.5 (until 2017)

Which one I pick will depend on what I think 2015-2017 might look like for interest rates. Any suggestions?
I'd take the 3 yr but that's just me, I would bet the rate would be around 5~ish by the time 2012 rolls around and probably higher by 2015-17. But then again no expert in this world can have a crystal ball that tells you what the magical rate is that far out.
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