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Originally Posted by Kolbe31
My girlfriend and I recently bought a house, and we're currently working with our mortgage broker to get the best rate. CIBC seems to be the front runner, however there's a company called Concentra Financial that we've also talked about. Does anyone know anything about Concentra? I've never actually heard of them. Apparently they're a credit union company, although I'm not sure what the difference is between that and other financial institutions. My gut tells me that I should go with a bank, like CIBC or RBC. Does it matter?
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I know a guy at concentra, but he only does commercial lending. Probably not a lot of help here, but basically its just a credit union. No major plus/minus as compared to the big banks that I know of.