Quote:
Originally Posted by EDBTZ12
While i do agree people are making a big deal out of this, but you are wrong about the liability issues. If you hired someone to drive you around and didn't notify your insurance company so they can make the policy changes and something was to happen, You'd be SOL. Assuming your insurance company somehow found out you hired someone your contract would be null and void.
I have taken courses in insurance so I'm not just giving my opinion. These are facts.
Having said that it would be really hard for a insurance company to prove you hired someone if you both don't say anything.
If I wasn't going on a pub crawl on Halloween I'd probably be up to doing this.
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I work in insurance and take insurance classes and have asked around my office and they all agree they way it is written it would be okay, would be different if it wasnt the "employers" car and was the employees. And yes if I had a driver I would have to notify my insurance co if it was a regular basis, but for a one night thing no.