Quote:
Originally Posted by FlamesKickAss
i have gone over the policy wording that is standard in alberta and my personal opinion is he would be fine. example I would use is, what if I wanted to have someone drive me in my car to work everyday and I paid them for that. It isnt business use because I am the owner of the car I am just tired of driving or if I was paralyzed but still owned the vehicle. Only the driver is getting paid not the insured. If the driver (person hired) used his car then it would be a taxi, but the way it is I dont see how it is different than me staying sober and driving my friends.
I think people here are just fearmongering, as for the statement that what if a girl states you molested her, make sure you drop off males last, always have a witness, the OP would have to have some pretty shady "friends" if they did this though.
For the record if I didnt have plans for halloween I would put my money where my mouth was and do this.
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While i do agree people are making a big deal out of this, but you are wrong about the liability issues. If you hired someone to drive you around and didn't notify your insurance company so they can make the policy changes and something was to happen, You'd be SOL. Assuming your insurance company somehow found out you hired someone your contract would be null and void.
I have taken courses in insurance so I'm not just giving my opinion. These are facts.
Having said that it would be really hard for a insurance company to prove you hired someone if you both don't say anything.
If I wasn't going on a pub crawl on Halloween I'd probably be up to doing this.