credit bureau will not remove anythign unless you can provide the following:
1- release letter from the creditor
2 - the creditor themselves make a formal request to have it removed.
3 - proof of payment in full. however in my dealings they still need the above mentioned.
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POSTER FORMERLY KNOWN AS AJCGY
In the words of Ron Burgandy
"I am going to punch you rite in the baby maker, a shot right to the ovaries" 
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