You can try, but, they won't care. It went to collections, a collection is a collection, they've heard every excuse in the book.
No harm in trying tho.
As far as signing up with transunion, that's good, however, i highly recommend equifax over transunion. 9 times out of 10 they share information, but, there's the chance that transunion doesn't have info that equifax does. Where as every creditor definitely reports to equifax, you can't miss anything going with equifax.
And just as an fyi for you, i wrote this a while back....
ph::%20%20http://forum.calgarypuck.com/showthread.php?p=1741483#post1741483
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