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Old 09-09-2009, 07:29 PM   #782
DementedReality
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Quote:
Originally Posted by Sliver View Post

.... But everything doesn't always go according to plan. A lost job or sick child could make that car payment too big to handle. If he should need to get out of the deal early, it's harder to terminate a lease.

so if Mark purchased and HAD to sell, most likely he is upside down due to depreciation, if he cant afford a $280 car payment, how is going to afford the lump sum (thousands $$) to discharge the lien on his car?

surely he isnt going to be able to sell the car for what he owes, unless of course he got an outrageous discount on the car to begin with, but if thats the case there is no lease vs buy argument to begin with. clearly if you can buy the car for $5000 less on the mSRP than leasing, its an easy decision. this analysis supposes that the MSRP is the same in both cases and therefore not an issue.
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