UBC Okanagan is in Kelowna and is very different from UBC. It's a completely different place, and will offer far less of everything that UBC offers.
I live near UBC in Van and can only imagine how awesome it would have been to go there. Nothing wrong with UofC, but I wish I had gone to UBC. The campus is great, the student culture seems to be really good and the girls are great.
As far as transferring, should be pretty easy with sciences. Just keep in mind that schools will only allow so many credits to transfer. So if you stay at UofC for 3 years and try to transfer to UBC for your 4th, you'll likely have to repeat stuff and they won't count everything. Sooner, the better in general for switching Uni's.
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