Quote:
Originally Posted by DOK
I think, lesson learned, can also apply. Have renters insurance. If the house burned down, or someone was injured on the property it could be horrific. Maybe the laptop lesson was a nice reminder.
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True, but most policies have a $500 deductible if not $1,000 so how much was the damage anyways? Likely under the deductible? Besides computers are limited by just about every policy I have checked over and you would have to schedule it seperately and buy down the deductible to make it worth while. It would likely be about $1.50 per $100 of value to scedule the laptop and would cover it on a world wide basis not just at the residence. Any bike or computer that is worth more than $1,000 should likely be scheduled imo as they are basically not insured otherwise.