My wife lent her car out and the guy got in accident (car was written off) back in 1999.
Neither one of us owned a vehicle until two years ago and insurance agencies continued to quote us $3,000 range for insurance as we haven't had enough consecutive years of insurance. That would put our insurance payment above our car payment. =[
It wasn't until we tried Co-Operators where our insurance ending up being $1,600.
I think it's a good idea to shop insurance rates every single time you are up for renewal. I use a calender to make sure the misses and I shop two months ahead of the policy renewing.
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