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It depends... was the term in your insurance policy up? If it was, you don't have to pay anything to move to a different company.
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Nope, I actually called to cancel 6 hours after it was opened.
I made the mistake of thinking I should stick with my guys, they'll give me a good rate, been with them for 7 years, etc. Hours later when I popped on CP I remembered this thread and Meloche Monnex being praised. Now I'll save $663 this year. Although I will lose the horsecrap $50 fee charged by my old agent just to open the policy, which I now think is a total scam.
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No problemo. I'll continue to sing their praises until they shaft me. Which I suspect will be never. In all my dealings with all kinds of businesses and companies, they're the only one that has been 100% awesome 100% of the time.
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They awere actually great to deal with on the phone also.