Quote:
Originally Posted by Russic
My wife and I have one main account that our money gets deposited into, and then we each have our own personal account. Every two weeks we dump some money into the personal accounts from the main one. That way there is no annoyance when one comes home to find the other has purchased a pair of shoes or an unnecessarily large hard drive that is totally awesome despite her lack of understanding.
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That's basicly the opposite of what my wife and I (and many other posters in this thread) do.
I guess there's two ways you can approach this:
1) All household money is shared. Each spouse receives a weekly "allowance" to spend on personal things like shoes and hard drives.
2) The money each of you earn is your own to spend however you see fit. Each spouse is responsible for depositing a pre-determined amount from every paycheque into a joint account to cover shared household expenses.
The most important thing to do is sit down together and actually calculate your monthly budget and determine how much of it each spouse has to cover. However you decide to divide your money after that is less important -- just find something you both agree works for you.
I've heard that the two most common sources of marital strife are money and children. With a little bit of planning and discussion, arguing over money should never be an issue.