Quote:
Originally Posted by Cowboy89
It's one thing to jump solely on the insurance companies, but in reality this is the end-game of a recurring problem that has multiple actors.
Step 1: People get insurance to cover medical and drug expenses.
Step 2: Because insurance pays for it and not the person on the spot the Hospitals, doctors, drug companies et al jack their prices into the stratosphere.
Step 3: To keep costs down insurance companies deny claims and add legal jargon to allow them to escape paying claims.
The cycle continues until costs get so high that a lot of people are uninsurable at reasonable costs, and those that are insured do not get appropriate care.
|
I agree. Insurance companies get a reputation as being "evil" because they are interested only in the bottom line--but if they're evil then so is capitalism. They'd be negligent to their shareholders if they weren't thinking of ways to make their operation more profitable.
However, they do make an easy scapegoat for anyone who's not interested in real health care reform, but is interested in the political benefits they might be able to get from the issue (read: Democrats). Unfortunately, what's actually needed is for the U.S. government to admit that the current model has failed in a spectacular, wholesale fashion--and they need to burn the whole thing down and rebuild it according to a new cost paradigm. I don't know what it will take for that to happen--probably it never will.