Quote:
Originally Posted by Iowa_Flames_Fan
I don't know your situation--do you pay the full premium for your fiancee, or does she receive a family benefit from your employer, with a modest co-pay for which you are responsible?
Consider this: employers bear the lion's share of the burden of paying premiums to insurance companies. The average cost of family insurance is nearly 13,000 dollars a year. That's a cost that may be hidden for you, but it's still there; somebody has to pay it.
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My employer covers me fully. I pay a $10 co-pay per visit. Since I'm a new employee and not yet married, my company doesn't fully cover my fiancee. But, because of how good our insurance is, we felt it was worth the expense to have her on the firm's medical plan, on my dime. Once I am employed for a certain period and we are married, the company covers 1/2.
I know the cost is still there; I pay for my fiancee's premiums! IMO (and now I think I'm just butting heads with you, redforever and Cactus) I get better access and better health care down here. You can through stats about infant mortality, life expectancy and all of that at me, and while it's somewhat valid, there are other factors influencing those stats.
For me I like this system better. It's not perfect, it leaves lots of people out in the cold, it has it's downfalls, but
for me it's great.