Quote:
Originally Posted by FanIn80
That's the thing. It's like anything else in life, people will always abuse anything that is beneficial. I think I'd rather have the cap and the lower rates than a bunch of people faking their way to lottery tickets, while my rates go up every year to balance it out.
Edit: I know there are actual cases of serious whiplash... Perhaps there should be a window for these guys to go to another cap level or something. I'm just not sure how you filter out the cons.
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There was lots of discussion in the other thread that there is very little proof that injuries are being faked to any signficant extent. Injury victims are examined by a multitude of doctors, and should be caught out. Insurers hire detectives to follow claimants, and take pictures of them dancing and playing tennis.
Cap on collision compensation added insult to injury
http://www.canada.com/calgaryherald/...4-219044df206c
Really, it shouldn't be hard to weed out the scam artists. The doctor I was seeing at the time of the accident said that people who fake it are easily detectable. Since they don't know anything about anatomy, especially the nervous system, they have no clue about the cascade of symptoms, or how nerve damage over here equates to pain over there. So the symptoms they claim to have don't make sense in a way a medical text could confirm.
Besides, it takes a lot of effort to keep up a facade of being hurt for the two years it takes to reach a settlement. Few people can carry it out that long.
Post # 82:
Despite the fact that the study found no evidence whatsoever of fraud, the coalition, and the Insurance Bureau of Canada, repeatedly stated as fact that the study showed fraud was being committed on a large scale. By claiming that 24 per cent of all personal injury claims in Alberta were fraudulent, the coalition and the insurance bureau had effectively accused nearly a quarter of all accident-injured Albertans of fraud, an unsubstantiated accusation that was nevertheless widely reported by the media.