Normally I would agree, but in this case it's not really a business, more of a hedge against future costs. ^_^
I would simply give the down payment to my parents but I don't think they'd accept it, and even just asking for the down payment back when the house is sold they don't find fair, since I'm not making anything. So I'm trying to find something that's fair to them and fair to me. It's hard to be impartial in this case though.
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Uncertainty is an uncomfortable position.
But certainty is an absurd one.
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