Basically you would just talk to a mortgage broker like myself and I could take your application and see if any private lenders would be interested in it.
To be honest though 5% down on a mobile home on a rented lot isn't overly appealing to any lender, as I am sure you have seen with your CMHC dealings.
Private money would be quite costly as well. Your interest rate to get this done if we found someone willing to do it would be quite high.
I can certainly see if anyone would be interested though if you want.
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