Rates are pretty standard on HELOCs. Usually Prime plus anywhere between 1 - 3%.
If you're looking for the best rate, and less fees, talk to SAIT Campus ATB Financial. They have Prime + .5% for the first year, Prime + 1% after that. And there's a golf promo on right now where they'll waive some of the Appraisal and Registration fees for you as well.
I don't work there anymore, but tell them that Rob sent ya.
/Lanny reference.
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