Just talked to my insurance guy - they're saying that the major overhaul should be announced October 1 - but when that gets implemented in their system is another story. Saying that since I have everything going for me, I should see a decent decrease (won't give me numbers since they really don't know).
Also decent news: Once I turn 21 in October, my premiums will see a very good decrease (that, they promised me).
Regarding why it went up: because it's an '04, they rated it based on the price of the car since they had no claims against that model yet, so once there have been a few claims, they adjusted it based on the risk etc. Makes sense, I guess.
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