Put yourself in debt. Then, you have motivation to work your ass off and get out of it. That line you cross when you hit the '0$ owing' mark is incredibly revelating.
I wouldn't know what that's like, I'm still in debt. Of course, I'm telling the people that are interested to know that I'm investing with that money, not paying stuff off. I'm investing in my debt.
On a side note, new travel experiences can fulfill what yuo're looking for in the short-term. Don't get bogged down by society's pressure to have the white picket fence. That's a fabricated ideal that has seemed to put most of our society in a trance to continuously chase this goal. And for whatever reason, it's extremely evident in Calgary. I broke up with my long-term girfriend over something like this.
Point is, travel. Or, strive for the career that you know you have to work your ass off to get. I'm taking a huge chance by starting my Sports Masters in the United States next year, and there's huge risks... but atleast I could then say I atleast did it and failed than to have never tried at all.