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Old 05-18-2009, 12:55 PM   #10
Deegee
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Join Date: Mar 2006
Location: Edmonton, AB
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Quote:
Originally Posted by OilKiller View Post
Interesting.

Not that I doubt you, but can anyone else confirm this?

I know for a fact I never did anything like that.
I know that's it's very rare for us (Credit Union) to lend to corporations without guarantees and they always have to take the form to a lawyer to be executed.

The only times we waive getting a guarantee is if it's cash secured borrowing (with the cash on deposit in the company name) or if the security is extremely strong.

I will second the comment that often times the principle ends up cosigning on cards so really they don't need a guarantee because it's a joint debt with the principle and the company.
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