Quote:
Originally Posted by fotze
If I was convinced rates were going to go up past my current then it might be worth it but there is no one that can predict where this is going with any accuracy and if they say they can then run. So I would just be spending $9000 on gambling.
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And that's just it. Unlike the OP anything we can get when we renew that is below our current rate will be gravy. I was looking at combining everything to lower my final rate, but I figure I can just wait out the next 2.5 years and see what that brings.