I don't think you have to worry so much about roaming charges. Those charges are typically going to be for phone calls. So just don't answer the phone and you won't get dinged. As far as I recall from my work bills, I didn't get any charges for received text messages when working in the US.
In any case, the data roaming is what will kill you, so if you set data roaming off, then you'll be fine.
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Who is in charge of this product and why haven't they been fired yet?
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