I'm a financial planner and am always shocked at how much debt younger folks carry (expecially on credit cards) and how they arrange their financial priorities. I'm older than just about anyone on this site and I wasn't like that when I was in my 20s or 30s. People just make very poor financial decisions. In fact, I saw an article in the paper this morning about the hundreds of bankruptcies in Alberta in JUST ONE MONTH!!! Wow! If anyone here is in this situation, take corrective action and do it right away. It's key. I do a newspaper financial column and I'm actually working on one right now on this very topic. If people don't fix this in their 20s or 30s it can seriously hamper you for a lifetime. This is slightly off topic but I think it's important.
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