From talking to my wife and various female friends the #1 thing men fail to consider when purchasing an engagement (or any other ring) that the person is going to wear 24/7 is where they work. (well besides the my god he just doesn't know my taste complaint)
If she works a job that requires latex gloves and she's putting them on and taking them off all the time you may want to consider a stone that is sunk into the band. A stone sitting above the band can be a pain.
If she works a job where hands are bumping on door frames or desks etc, a stone sitting too high can be a pain...and no matter how good the diamond it can chip and you'll be replacing diamonds a few times.
You get the idea.
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