Most of these guys are not Financial advisors they are strictly RRSP salesmen. They get commisions on anything you buy and don't advise you of much at all.
Find someone who is fairly wealthy themsleves. Someone who uses their own advice and has got them in a position where you want to be. A good firm my girlfriends parents use is Mawer, however you need a certain amount to invest with them. (I think it is $20,000 but I could be wrong) Although you may have that and more.
I really think Mutual Funds and the like are a rip off anyways. I stick to Real Estate and Raw Land.
There is going to be a HUGE stock market crash when all the baby boomers retire and pull all thier money out of these stocks, mutual funds etc... A lot of people are going to lose a lot of money.
Land is the way to go, doesn't cost much to get in anymore, maintenance free, it is a finite resource, and it just keeps going up in value, plus it is RSP eligible so you get the tax benefits as well. Some people even transfer their current RSP's into land investments.
If you want to be a landlord then other types of Real Estate are great but not for everyone.
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