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Incinerator · 02-12-2009, 09:23 AM

I have a DIY version at TD, my chequing account has $200 in it on a good day and my buddy waived the monthly fee on that for me, so I don't have to pay $3.95 every month. I do everything with my HELOC, it works especially well if you are self-employed and don't have a steady paycheque. Stuff it all in to lower your interest on good months and it'll save your behind on bad months.

02-12-2009, 09:23 AM	#17
Incinerator Franchise Player Join Date: Apr 2003 Location: 30 minutes from the Red Mile Exp:	I have a DIY version at TD, my chequing account has $200 in it on a good day and my buddy waived the monthly fee on that for me, so I don't have to pay $3.95 every month. I do everything with my HELOC, it works especially well if you are self-employed and don't have a steady paycheque. Stuff it all in to lower your interest on good months and it'll save your behind on bad months.