adding to McG's point, I have to say that all the $$$ arguments stopped when we got this product. of course, both people need to be somewhat aligned, but it just helped make our finances so much easier to manage and tha alone made the change worth it. if the kids need $$ for something, i no longer had to ask my wife to wait until payday or any of other usual spending discussions that require timing. true, big purchases require discussion, but this product simply made our marriage better. hard to believe a mortgage can make a difference?
a happy wife is a happy life. rinse and repeat.
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