Quote:
Originally Posted by jolinar of malkshor
My question is though, I have not yet filed my tax return for last year. The year that I put the money into my RRSP. So if I don't claim it, there should be no problem with not getting charged for withdrawing it, no?
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nope you will get charged. The bank will issue a T4RSP slip when you withdraw it regardless if you have claimed the deduction or not. Claiming the deduction is completely separate from withdrawing and it becoming income.