Thread: used car advice
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Old 01-24-2009, 08:11 PM   #3
Deegee
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Quote:
Originally Posted by hulkrogan View Post
Advantages of buying from a dealer:

-If you're financing you'll probably be able to get very low interest. With places throwing out 1% in some cases, you'd be dumb to pay cash even if you had it
Just want to add to this in that I know purchasing new from some companies at 0% there is a pretty monumental financing charge associated with their financing. Do dealerships do that with used vehicles too when they offer those prime rates of 1%?

If they do I would strongly recommend you check and see what your bank can offer.

With interest rates so low right now, your bank should be able to do under 10% fixed for you on a car or under 7% on a floating rate, even for a private sale. That interest won't be misleading like some (not all) of dealership financing can be.
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