Quote:
Originally Posted by old-fart
Huh... you're right, but I swear I checked last week (or maybe the week before) and it was higher.
Unless I'm just losing it, which is also possible.
Still, given the fees for both setup and monthly that Manulife charges, plus considering the lack of bank machines, etc. I think I'd be better off with my existing bank and the HELOC outlined above (my own personal Manulife ONE). $150 total fees to setup (including legal, transfers, everything), no monthly fees, bank machines everywhere.
Thanks for pointing out the new rate though, I'll use that when negotiating with my bank...  |
I'm in no way trying to sell you on Manulife One (even though it is what I use) but I just wanted to point out that they eat the legal fees - not you. They charge 14 dollars a month for everything.
You are right though, the big drawback is the bank branch/atm locations. Great Western seems to be popping up in more communities though and they are part of the growing Manulife Exchange Nnetwork.
Good luck.