Quote:
Originally Posted by SportsJunky
I'm pretty sure the Manulife One base rate is 3.75% right now.
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Huh... you're right, but I swear I checked last week (or maybe the week before) and it was higher.
Unless I'm just losing it, which is also possible.
Still, given the fees for both setup and monthly that Manulife charges, plus considering the lack of bank machines, etc. I think I'd be better off with my existing bank and the HELOC outlined above (my own personal Manulife ONE). $150 total fees to setup (including legal, transfers, everything), no monthly fees, bank machines everywhere.
Thanks for pointing out the new rate though, I'll use that when negotiating with my bank...