I have a question. I have one collector that I'm paying off (more than the minimums), but they don't have my personal information. If I get a report through Equifax, will the collector be able to obtain all my details (ie phone number)?
Re: changing the type of card through your bank.
I have a CIBC Classic Visa and they wont let me get a Divident Visa (ie lower interest, yearly fee). They carry the same requirements, but as I have bad credit, they wont let me switch. Funny, they kept trying to increase my credit limit though...
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