[Phanuthier]

Ok I'm looking at getting car insurance with GEICO, for California. On the Bodily Injury Liability, the max insurance I can seem to get is $100k/$300k but I'm told I want insurance in the millions so I don't get my ass sued to bankrupcy by privatized health care and whatnot.

So, I'm wondering for your CP Yanks, what is your coverage for that? And what else is particularly important? I'm just selecting max coverage for everything cause I have no idea and don't want to have any surprises.

Also, for transplanted Canadians to the USA, how did you get your drivers license? I need a car (and thus insurance) to take the driving exam, but I need a USA drivers license to get car insurance. What are my options? Any recommendations for a temp insurance so I can drive to take the exam, or do I have to borrow a friends car (and do I have to be added to said friends insurance?)?

I plan on giving GEICO / DMV / my Canadian insurance a call tomorrow.