Calgarypuck Forums - The Unofficial Calgary Flames Fan Community - View Single Post

Rathji · 01-12-2009, 04:42 PM

My wife recently purchased a $2,000 item from a store that provides in store 60 day financing through Citi Financial. She is expecting delivery of this item and they call us today and say that the sales person was wrong and our financing wasn't approved for the full amount and we need to come in and put another $1,000 in cash to pay the balance that financing didn't cover.

Now the paper work she has says the total amount was paid through financing, and this was the only paperwork she signed. Now they want her to give them an additional thousand in addition to having the paperwork that says she borrowed the full amount. To me this seems wrong in so many ways, almost like a credit bait and switch, selling someone something they would only buy if they can get free financing, then once they have finished the purchase on the grounds that they can get it financed, they change the terms of the sale.

Any input that anyone can give would be appreciated as we need to go into the store tonight to resolve this. My opinion is that this is borderline criminal, am I off base?

01-12-2009, 04:42 PM	#1
Rathji Franchise Player Join Date: Nov 2006 Location: Supporting Urban Sprawl Exp:	Is this Illegal? Need some advice.. My wife recently purchased a $2,000 item from a store that provides in store 60 day financing through Citi Financial. She is expecting delivery of this item and they call us today and say that the sales person was wrong and our financing wasn't approved for the full amount and we need to come in and put another $1,000 in cash to pay the balance that financing didn't cover. Now the paper work she has says the total amount was paid through financing, and this was the only paperwork she signed. Now they want her to give them an additional thousand in addition to having the paperwork that says she borrowed the full amount. To me this seems wrong in so many ways, almost like a credit bait and switch, selling someone something they would only buy if they can get free financing, then once they have finished the purchase on the grounds that they can get it financed, they change the terms of the sale. Any input that anyone can give would be appreciated as we need to go into the store tonight to resolve this. My opinion is that this is borderline criminal, am I off base? __________________ "Wake up, Luigi! The only time plumbers sleep on the job is when we're working by the hour."