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StealthOiler · 12-17-2008, 11:52 PM

Without any tickets or anything from the police, the best thing would be to determine your position in relation to yours. I was hit this past summer in a parking lot (I was stopped, and a woman in a large truck backed into me without looking). I drew up perfect diagrams that matched the damage to my car (she basically punctured my car with her hitch), but because I had no further proof, she basically made up a story which said that we backed into each other - complete BS, but it was essentially my word against hers. And I knew that dealing with her insurance company would be trouble.

Sorry I'm rambling here, but the worst part of the entire situation was that they wouldn't let me take it to my favorite body shop without getting an appraisal of the car. I have an '89 Celica, so I wasn't going to trust some guy to appraise my car and run the risk of having it written off. The estimated appraisal I got was around a $3000 repair, and at 50% fault I would have had to play $1500. The shop I went to was Alyth Autobody and they charged me $1100. I had complete confidence in that shop, so the choice was simple.

So I had to pay it off entirely myself. Here's a picture of my car:

Before:
http://i33.photobucket.com/albums/d9...5/IMG_2149.jpg

After:

http://i33.photobucket.com/albums/d9...5/IMG_2179.jpg

At the end of the day, had I taken a picture without moving car from the point of impact, I would have been fine and she would have paid it all. Unfortunately, I didn't have a camera on me and my phone didn't have camera capabilities at the time.

So without pictures, and seeing that you've been rear-ended, I'd think you would be fine. But my advice to everyone is to take pictures if this happens to you. Witnesses too. That's a big one.

Does she have collision? That may make a difference, too.

12-17-2008, 11:52 PM	#10
StealthOiler Farm Team Player Join Date: Sep 2008 Location: Calgary Exp:	Without any tickets or anything from the police, the best thing would be to determine your position in relation to yours. I was hit this past summer in a parking lot (I was stopped, and a woman in a large truck backed into me without looking). I drew up perfect diagrams that matched the damage to my car (she basically punctured my car with her hitch), but because I had no further proof, she basically made up a story which said that we backed into each other - complete BS, but it was essentially my word against hers. And I knew that dealing with her insurance company would be trouble. Sorry I'm rambling here, but the worst part of the entire situation was that they wouldn't let me take it to my favorite body shop without getting an appraisal of the car. I have an '89 Celica, so I wasn't going to trust some guy to appraise my car and run the risk of having it written off. The estimated appraisal I got was around a $3000 repair, and at 50% fault I would have had to play $1500. The shop I went to was Alyth Autobody and they charged me $1100. I had complete confidence in that shop, so the choice was simple. So I had to pay it off entirely myself. Here's a picture of my car: Before: http://i33.photobucket.com/albums/d9...5/IMG_2149.jpg After: http://i33.photobucket.com/albums/d9...5/IMG_2179.jpg At the end of the day, had I taken a picture without moving car from the point of impact, I would have been fine and she would have paid it all. Unfortunately, I didn't have a camera on me and my phone didn't have camera capabilities at the time. So without pictures, and seeing that you've been rear-ended, I'd think you would be fine. But my advice to everyone is to take pictures if this happens to you. Witnesses too. That's a big one. Does she have collision? That may make a difference, too.