Great post IHH. I would also echo what has been said, if you have to do it sell your current place before buying the new one. Might mean storage for your stuff and an apartment (or even a $2500 rental house) but better than losing it all by having 2 mortgages.
I will also throw in my standard reminder about the dump and it's proximity to New Brighton. I've been throwing stuff out a few hundred metres from new homes. And if the builder tells you "they are closing the dump within 18 months", they have been "about to close the dump" for about 5 or 6 years now.
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