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Nancy · 11-26-2008, 11:10 PM

Regarding the previous suggestions, I think the problem is that Fotze is limited to the fund offerings provided by his employer sponsored investment plan. My personal experience is that the funds offered to me through these employer plans were always poor performers with high expense ratios and very limited selection. If your employer is not doing contribution matching, then I think you may be better off doing your monthly contributions with a company of your own choosing. I believe you can still get the instant tax relief by filing a TD-1 to have your tax deductions reduced on your paycheque. MoneyGuy or Slava can give you advice on that.

11-26-2008, 11:10 PM	#651
Nancy Powerplay Quarterback Join Date: Feb 2006 Location: Sunnyvale nursing home Exp:	Regarding the previous suggestions, I think the problem is that Fotze is limited to the fund offerings provided by his employer sponsored investment plan. My personal experience is that the funds offered to me through these employer plans were always poor performers with high expense ratios and very limited selection. If your employer is not doing contribution matching, then I think you may be better off doing your monthly contributions with a company of your own choosing. I believe you can still get the instant tax relief by filing a TD-1 to have your tax deductions reduced on your paycheque. MoneyGuy or Slava can give you advice on that. Last edited by Nancy; 11-26-2008 at 11:17 PM.