Quote:
Originally Posted by jydk
They must be rating you as a new driver. What is done is when you first apply not having your claims experience letter and drivers abstract they rate you as if you just got your licence today. So you would be a 0 on the grid and a 1-1 merit. If you want to get your ICBC letter just call 1 800 663 3051 and press 3. They can email it to you right away. Depending on how long you have had your licence it will probably be cheaper once you give them your ICBC letters. If you are young (under 25) and not had your licence for more the 5 years then it will probably be more. When you applied it is standard on the application to ask where you've lived the last 6 years and where you have all been licenced. As soon as you say BC they will want your letters. Also they will have asked you if you've had any claims. If you told them no and did in fact have one, they could deny any claims you might have in the future for non-disclosure.
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Yeah, I'm pretty close to your second category (young - not licensed for over 5 years). I switched my BC license to an AB license when I moved here and it showed up as a 'GDL' so the insurance company probably took as a new driver with no past insurance. Strangely enough though, they never did ask me where I've been for the last 6 years.
I suppose if I have no accidents for several years (naturally I surely don't plan to!) then I should be ok.
